Which workers compensation scheme covers NT Police?
NT Police officers are covered by the Territory's general scheme, the Return to Work Act 1986 (NT). For a member of the Police Force, section 3 says the "employer" is the Territory itself.
What makes the NT different is the industrial layer on top. Clause 46 of the Consent Agreement requires the Commissioner to keep paying your normal weekly earnings for the first 12 months of a compensation claim, which overrides the Act's 26-week step-down in practice.
The law
RTW Act 1986
Return to Work Act (NT)
Police top-up
CA cl 46
normal weekly earnings for 12 months
Disputes go to
Mediation
then the Work Health Court
The NT Government insures itself. NT WorkSafe announced in 2017 that Gallagher Bassett manages NT public sector claims, and a 2023 answer to a written question in the Legislative Assembly named it as claims manager for NTPFES. We couldn't confirm whether that contract has changed since, so go by the name on your claim letters.
For how the NT compares with other forces, see our national guide to police workers compensation.
What counts as a work injury in the NT?
Section 3A of the Act covers a physical or mental injury arising out of or in the course of employment. Gradual injuries and diseases are covered where your employment "materially contributed" (s 4(5) and (6A)).
Injured during an arrest or a pursuit
- Generally covered?
- Yes
- Why
- Arises out of and in the course of employment
Car crash driving between home and your station
- Generally covered?
- Yes, for police
- Why
- Reg 5AA covers police on the shortest convenient route
PTSD after attending incidents
- Generally covered?
- Yes, presumed
- Why
- Regs Sch 2 item 9A, first responders
Back injury built up over years of patrol work
- Generally covered?
- Yes
- Why
- Gradual process materially contributed to by work (s 4(5))
Mental injury caused wholly or mainly by reasonable management action
- Generally covered?
- No
- Why
- Excluded by s 3A(2)
Depression from workload, trauma or poor treatment at work
- Generally covered?
- Possibly
- Why
- Employment must materially contribute; check the s 3A(2) exclusion
| Situation | Generally covered? | Why |
|---|---|---|
| Injured during an arrest or a pursuit | Yes | Arises out of and in the course of employment |
| Car crash driving between home and your station | Yes, for police | Reg 5AA covers police on the shortest convenient route |
| PTSD after attending incidents | Yes, presumed | Regs Sch 2 item 9A, first responders |
| Back injury built up over years of patrol work | Yes | Gradual process materially contributed to by work (s 4(5)) |
| Mental injury caused wholly or mainly by reasonable management action | No | Excluded by s 3A(2) |
| Depression from workload, trauma or poor treatment at work | Possibly | Employment must materially contribute; check the s 3A(2) exclusion |
General guide only. Each claim depends on its evidence.
Journey cover is a police-only benefit
Regulation 5AA makes police officers a prescribed class under section 4(3), so an injury while travelling between home and your workplace by the shortest convenient route counts. Detours for personal reasons generally fall outside it.
How to make a claim, step by step
Report early. The NT Act has firm deadlines on both sides, and missing the employer's deadlines can mean your claim is deemed accepted (s 87).
- 1
Give notice of the injury
As soon as practicableTell your supervisor or a designated person as soon as practicable (ss 80-81). Notice can be oral or written. Record it through NTPFES's internal injury reporting too.
- 2
Get a medical certificate of capacity
Same weekSee a doctor and tell them it's a work injury. The claim needs a certificate of capacity, and if the form and certificate go in separately, the second must follow within 28 days (s 82).
- 3
Lodge the claim form
Within 6 monthsUse the approved form and sign the information-release authorisation. The claim must be made within 6 months of the injury, or of incapacity for a disease (s 182). Late claims can be excused for mistake, absence from the NT or another reasonable cause.
- 4
Employer forwards the claim
3 working daysWithin 3 working days (s 84). Refusing to accept a claim form is an offence.
- 5
Accept, defer or dispute
10 working daysThe employer must decide within 10 working days (s 85). If accepted, weekly payments start within 3 working days. If deferred, payments must still start within 3 working days and the deferral lasts up to 56 days; those payments generally can't be clawed back.
- 6
Return to work planning
Within 7 daysIf incapacity is likely to exceed 28 days, the employer must give you a written return-to-work plan proposal within 7 days of knowing that (s 75A).
If the claim is disputed, the employer must give written reasons (s 85(8)). That letter starts the clock for mediation, covered further down.
How much you're paid under the Return to Work Act
Under the Act, there are two stages. For the first 26 weeks of incapacity (which don't have to be continuous), section 64 tops you up to your normal weekly earnings. After that, section 65 pays the lesser of 75% of your loss of earning capacity or 150% of average weekly earnings.
Weeks 1-26 of incapacity
- What the Act pays
- Normal weekly earnings, less anything you earn
- Section
- s 64
Week 27 onward
- What the Act pays
- Lesser of 75% of loss of earning capacity or 150% of AWE ($2,891 a week in 2026)
- Section
- s 65(1B)
From week 105
- What the Act pays
- Earning capacity judged against work you could do, whether or not it's available
- Section
- s 65(2)(b)(ii)
Total limit, under 15% WPI
- What the Act pays
- 260 weeks in total, including the first 26
- Section
- s 65(1BA)
15% WPI or more
- What the Act pays
- Until pension age, or normal retiring age if later
- Section
- s 65(1D)
| Stage | What the Act pays | Section |
|---|---|---|
| Weeks 1-26 of incapacity | Normal weekly earnings, less anything you earn | s 64 |
| Week 27 onward | Lesser of 75% of loss of earning capacity or 150% of AWE ($2,891 a week in 2026) | s 65(1B) |
| From week 105 | Earning capacity judged against work you could do, whether or not it's available | s 65(2)(b)(ii) |
| Total limit, under 15% WPI | 260 weeks in total, including the first 26 | s 65(1BA) |
| 15% WPI or more | Until pension age, or normal retiring age if later | s 65(1D) |
AWE for 2026 is $1,927 a week (NT WorkSafe). The employer must give 14 days' written notice before payments step down or stop (s 61B).
What counts as normal weekly earnings
Section 49A sets the rules. Overtime and shift allowances count only if they were worked "in accordance with a regular and established pattern", judged over the 6 months before the claim. Employer super contributions are excluded. Pre-injury earnings are indexed each year in line with AWE (s 65(3A)).
For most NT officers the 23% Consolidated Allowance and 5% General Policing Allowance are paid every pay, so you'd expect them to be in the figure. Ask the claims manager to show you the calculation.
Consent Agreement clause 46: 12 months of normal pay
Clause 46 of the 2022 Consent Agreement, "Workers' Compensation Leave and Entitlements", is the most valuable protection an injured NT officer has. It has three parts.
Where a member is in receipt of workers' compensation benefits in accordance with the Return to Work Act, the Commissioner shall maintain the member's normal weekly earnings for a period of 12 months, or such longer period as allowed by the Commissioner on a case by case basis. (CA 2022 cl 46(a))
- ✓ Pay: normal weekly earnings maintained for 12 months, not just the Act's 26 weeks
- ✓ Leave: all leave keeps accruing for 12 months while you receive compensation (cl 46(b))
- ✓ Extensions: longer periods are case by case, and can't be refused without reasonable grounds given in writing (cl 46(c))
- ✓ Sick leave: no paid personal leave for absences covered by workers comp (cl 45(o)), so your balance is protected
What about the 2025 Consent Agreement?
The 2025 agreement was certified by the Police Arbitral Tribunal on 12 November 2025, but its final text is only available to NTPA members and we haven't read it. A draft clause 46 published by OCPE in July 2025 kept the 12-month protections and added a rule cashing out some recreation leave for members off for more than 26 weeks with large balances. Check the certified wording with the NTPA before relying on the detail.
Worked example: what happens at 12 months
Take a Constable First Class on the top increment. NTPFES publishes a package of $133,090 (base $103,977 plus the 23% Consolidated Allowance and 5% GPA). On our rough calculation that's about $2,551 a week. Your real figure depends on your actual earnings.
Weeks 1-26
- Who pays what
- Act s 64: normal weekly earnings
- Weekly payment
- $2,551
- Change
- $0
Weeks 27-52
- Who pays what
- Act s 65 plus CA cl 46 top-up to normal weekly earnings
- Weekly payment
- $2,551
- Change
- $0
Week 53 onward (no extension)
- Who pays what
- Act s 65 only: 75% of loss of earning capacity
- Weekly payment
- $1,913
- Change
- -$638
Week 53 onward (extension granted)
- Who pays what
- CA cl 46 top-up continues
- Weekly payment
- $2,551
- Change
- $0
| Period | Who pays what | Weekly payment | Change |
|---|---|---|---|
| Weeks 1-26 | Act s 64: normal weekly earnings | $2,551 | $0 |
| Weeks 27-52 | Act s 65 plus CA cl 46 top-up to normal weekly earnings | $2,551 | $0 |
| Week 53 onward (no extension) | Act s 65 only: 75% of loss of earning capacity | $1,913 | -$638 |
| Week 53 onward (extension granted) | CA cl 46 top-up continues | $2,551 | $0 |
Calculated by us as package / 52.18, then 75% for the Act-only period, capped at $2,891. A first-year Constable ($111,366 package) would go from about $2,134 to $1,601 a week.
That drop of about $33,159 a year before tax is why the extension request matters. If you're partly back at work, section 65 pays 75% of the gap between your pre-injury earnings and what you can now earn, so the dollar drop is smaller.
Check what 75% looks like after tax
A Constable First Class on the top increment ($133,090 package) earns roughly $2,551 a week. See what 75% of that means per fortnight after tax before the 12-month top-up ends.
Psychological injury and the PTSD presumption
Mental injuries are covered on the same "arising out of or in the course of employment" basis as physical ones. The main exclusion is section 3A(2): a mental injury isn't an "injury" if it was caused "wholly or primarily" by management action taken on reasonable grounds and in a reasonable manner, including decisions about that action.
PTSD is presumed for officers who attend incidents
The Return to Work Regulations list post-traumatic stress disorder as a disease linked to "all work as a first responder, including as a volunteer". Regulation 3 defines a first responder as a person with specialised training, "such as a paramedic, police officer, firefighter", who attends incidents involving actual or potential injury or damage where time may be critical.
What the presumption gives you
- ✓Under s 4(6), PTSD is taken to be work-related unless the contrary is established
- ✓You don't have to link your PTSD to one specific job
- ✓It covers volunteers as well as sworn officers
Its limits
- ✕It doesn't cover someone trained as a first responder who hasn't attended an emergency in person
- ✕It's limited to PTSD, not depression or anxiety on their own
- ✕The employer can rebut it with evidence
If you work in an office role now but attended incidents earlier in your career, the presumption can still apply: the test looks at whether you were engaged in that kind of work before you became aware of the disease. Get a diagnosis from a psychiatrist or psychologist who understands policing.
If you need to talk to someone now
-
Emergency
000If you or someone else is in immediate danger.
-
Lifeline
13 11 1424/7 crisis support. Text 0477 13 11 14.
-
Beyond Blue
1300 22 463624/7 counselling and support.
-
NTPFES Wellbeing Services
08 8995 5422Employee Assistance Program, Mon-Fri 8am-4pm. Up to 6 sessions per issue a year, self-referral, family included.
-
Fortem Australia
1300 33 95 94Free psychology for eligible first responders and their families.
Medical costs, lump sums and rehabilitation
Section 73 covers reasonable medical, hospital, travel, accommodation and nursing costs, plus counselling for family members up to 150% of AWE. Medical costs end 12 months after your last weekly payment (s 61A(2)).
Impairment threshold
5% WPI
minimum for a lump sum (s 70)
Maximum lump sum
$400,816
208 x AWE in 2026
Full payment at
85% WPI
or more (s 71)
From 15% whole person impairment, the lump sum is that percentage of the maximum. Between 5% and 14% a reduced scale applies: for example 10% WPI pays 3% of the maximum, and 14% pays 12%. You can ask for a review by a three-doctor panel within 28 days of an assessment (s 72(3)).
The 15% line matters twice
A whole person impairment of 15% or more both increases your lump sum sharply and removes the 260-week limit on weekly payments. Get advice before accepting an assessment just under it.
How workers comp interacts with medical retirement
Under section 91 of the Police Administration Act, the Commissioner may retire a member on invalidity grounds if they are "totally and permanently incapacitated", meaning unlikely ever to work in any job they are, or could reasonably become, qualified for. The Commissioner must consider the super legislation that applies to you first, and you can submit your own doctor's report.
If you're not totally and permanently incapacitated but can't do your duties, section 91(6) requires the Commissioner to take reasonable steps to help you resume duties, such as alternative duties. Workers comp and medical retirement can run side by side; retiring doesn't by itself end an accepted claim, though the Act's time limits keep running.
- 1
Accepted workers comp claim
Year 1Clause 46 pay for 12 months, then the Act's 75% rate unless extended.
- 2
Return-to-work plan and alternative duties
OngoingThe Act (s 75A) and s 91(6) both push toward a return to suitable duties.
- 3
Invalidity retirement considered
s 91(5)Only if you're found totally and permanently incapacitated, after super legislation is considered.
- 4
Super and insurance benefits
Get adviceDepend on your scheme: CSS with the police supplementary scheme, NTGPASS, or choice-of-fund cover.
We haven't confirmed how super invalidity benefits offset weekly payments in the NT, so get the figures from your fund and the claims manager in writing. Our NT Police medical retirement guide goes into the process.
Disputes: mediation, then the Work Health Court
If your claim is disputed, or payments are cut or stopped, the NT process has two compulsory stages. The insurer must also publish an internal dispute resolution process (s 103BA), which can resolve simpler problems faster.
Apply to NT WorkSafe for mediation
- Time limit
- Within 90 days of the dispute notice (the Court can extend)
- Section
- s 103D
NT WorkSafe refers to a mediator
- Time limit
- Within 7 days
- Section
- s 103D
Mediation completed
- Time limit
- Mediator has 21 days
- Section
- s 103D
Start Work Health Court proceedings
- Time limit
- Within 28 days of the mediator's certificate
- Section
- s 104(3)
Interim determination
- Time limit
- Can be sought once mediation has been applied for
- Section
- s 107
| Step | Time limit | Section |
|---|---|---|
| Apply to NT WorkSafe for mediation | Within 90 days of the dispute notice (the Court can extend) | s 103D |
| NT WorkSafe refers to a mediator | Within 7 days | s 103D |
| Mediation completed | Mediator has 21 days | s 103D |
| Start Work Health Court proceedings | Within 28 days of the mediator's certificate | s 104(3) |
| Interim determination | Can be sought once mediation has been applied for | s 107 |
Mediation is a precondition to court (s 103J). Legal costs for advice at mediation are capped at AWE ($1,927 in 2026).
Talk to the NT Police Association before you sign anything at mediation. Agreements can affect weekly payments, medical costs and any future lump sum.
Support services for NT Police officers
You don't need an accepted claim to get help. These services are confirmed on official or provider sites.
NTPFES Wellbeing Services / EAP
- What it offers
- Dedicated police and fire EAP through a panel of providers; up to 6 sessions per issue a year; family, cadets and ex-members for 12 months after leaving
- Contact
- 08 8995 5422
Frontline Mental Health
- What it offers
- One of the providers listed on the NTPFES EAP page
- Contact
- 1800 275 364
Fortem Australia
- What it offers
- Free psychology and wellbeing activities for eligible first responders and families, including in Darwin and Alice Springs
- Contact
- 1300 33 95 94
Claims manager (Gallagher Bassett, per 2017 notice)
- What it offers
- Claim questions and payments
- Contact
- 1800 931 035
NT Police Legacy
- What it offers
- Support for families of deceased members
- Contact
- Via its website
Lifeline / Beyond Blue
- What it offers
- 24/7 crisis support and counselling
- Contact
- 13 11 14 / 1300 22 4636
| Service | What it offers | Contact |
|---|---|---|
| NTPFES Wellbeing Services / EAP | Dedicated police and fire EAP through a panel of providers; up to 6 sessions per issue a year; family, cadets and ex-members for 12 months after leaving | 08 8995 5422 |
| Frontline Mental Health | One of the providers listed on the NTPFES EAP page | 1800 275 364 |
| Fortem Australia | Free psychology and wellbeing activities for eligible first responders and families, including in Darwin and Alice Springs | 1300 33 95 94 |
| Claims manager (Gallagher Bassett, per 2017 notice) | Claim questions and payments | 1800 931 035 |
| NT Police Legacy | Support for families of deceased members | Via its website |
| Lifeline / Beyond Blue | 24/7 crisis support and counselling | 13 11 14 / 1300 22 4636 |
Check the claims manager on your own claim letters; the 2017 notice may be out of date.
If you or someone else is in danger, call 000.
Questions to ask the NT Police Association
The NTPA deals with clause 46 extensions and disputed claims regularly. Take these questions with you.
- ✓ What does the certified 2025 Consent Agreement's clause 46 say, word for word?
- ✓ When should I ask for the 12-month top-up to be extended, and what evidence helps?
- ✓ Is my Consolidated Allowance and GPA included in my normal weekly earnings figure?
- ✓ Will I be affected by the recreation leave cash-out rule if I'm off for more than 26 weeks?
- ✓ Should I get a whole person impairment assessment, given the 15% line?
- ✓ Can the Association arrange legal advice before mediation?
- ✓ How would invalidity retirement affect my claim and my super?
- ✓ Does my injury qualify under the police journey cover or the PTSD presumption?
For pay context, see our NT Police salary guide and the NT Police pay deal. Comparing forces? Read how Tasmania, SA and the AFP treat injured officers.
Free email alerts
Changes to NT Police injury and support schemes
We track the Return to Work Act, the yearly AWE figures that set the weekly cap, and how the 2025 Consent Agreement's clause 46 is applied. Get a short email when something that affects injured NT officers changes.
- ✓The new weekly cap each January
- ✓Alerts when clause 46 or the Act is changed
Frequently asked questions
Are NT Police covered by workers compensation?
Yes. Members of the NT Police Force are covered by the Return to Work Act 1986 (NT), and for a police member the Act names the Territory as the employer. Clause 46 of the Consent Agreement adds police-specific protections on top, most importantly 12 months of normal weekly earnings while you're receiving compensation.
How much workers comp do NT Police get after 26 weeks?
Under the Act, the lesser of 75% of your loss of earning capacity or 150% of average weekly earnings ($2,891 a week in 2026). But the Consent Agreement requires the Commissioner to maintain your normal weekly earnings for 12 months, so the Act's 75% rate normally only bites from month 13 unless the Commissioner extends the top-up.
Can the 12-month top-up be extended for NT Police?
Yes. Clause 46 of the 2022 Consent Agreement allows a longer period case by case, and says an extension can't be refused without reasonable grounds, which must be given to you in writing. If you're approaching 12 months, ask in writing early and involve the NT Police Association.
How long can NT workers comp payments last?
Weekly payments are capped at 260 weeks in total, including the first 26, unless your whole person impairment is 15% or more. With 15% or more, payments can continue to pension age, or your normal retiring age if that's later. Medical costs end 12 months after your last weekly payment.
Is PTSD presumed to be work-related for NT Police?
Yes, for officers who have attended incidents. The Return to Work Regulations list PTSD as a disease linked to all work as a first responder, and define first responder to include a police officer. It doesn't cover someone trained as a first responder who hasn't attended an emergency in person, and it can be rebutted with contrary evidence.
Do I lose sick leave if I'm on NT workers comp?
You shouldn't use it. Clause 45(o) of the 2022 Consent Agreement says you aren't entitled to paid personal leave for an absence covered by workers compensation, and clause 46 keeps your leave entitlements accruing for 12 months (or longer if the Commissioner allows) while you receive compensation.
Who manages NT Police workers comp claims?
NT WorkSafe announced in 2017 that Gallagher Bassett manages NT public sector claims, and a 2023 answer to a parliamentary question named it as the claims manager for NTPFES. We couldn't confirm whether the contract has changed since, so check the claims manager named on your acceptance letter.
Are NT Police covered travelling to and from work?
Yes, with a limit. Regulation 5AA of the Return to Work Regulations makes police officers a prescribed class of worker, so an injury while travelling by the shortest convenient route between home and your workplace counts as a work injury. Most other NT workers don't have that journey cover.
Evidence
Sources and how we checked them
Every figure on this page comes from the sources below, read on 9 October 2026. Pay rates and rules change when new agreements are made, so check the source for the date you're reading this. Where we couldn't confirm something from an official source, the page says so instead of guessing. Spotted an error? Read our corrections policy.
- Return to Work Act 1986 (NT), as in force at 25 March 2024 — ss 3A, 4, 49A, 61A, 61B, 64, 65, 70-73, 75A, 82-87, 103D, 103J, 104, 182
- Return to Work Regulations 1986 (NT), as in force at 1 July 2024 — reg 3 (first responder), reg 5AA (police journeys), Sch 2 item 9A (PTSD)
- Northern Territory Police Force Consent Agreement 2022 (PAT-certified), NTPA copy — cl 45(o), cl 46
- OCPE: Draft clause 46, Workers' compensation leave and entitlements (Bulletin 4, 18 Jul 2025) — draft only; read via search excerpts
- NT WorkSafe: Average weekly earnings (AWE) figures for 2026
- NT WorkSafe: NTPS workers compensation claims management (2017)
- Police Administration Act 1978 (NT), s 91 — invalidity retirement
- NTPFES: Employee Assistance Program
- Fortem Australia
- NT Police Legacy
Related guides
Serving officers
More in this series
General information, not advice. This guide explains published rules and rates. It doesn't consider your personal circumstances and isn't financial, legal, tax or credit advice. Confirm anything you rely on with your force, your police association, the ATO or a licensed professional.