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Retiring · Retirement age

Police retirement age in Australia
compulsory, voluntary and when you can use your super

When do you have to retire from the police, when can you choose to, and when can you actually touch your super? They're three different ages, and they differ by force. Here's what each force's law says, and where it isn't confirmed.

Updated 9 October 2026 14 min read Sources checked 9 October 2026 Independent, not advice

The short answer

Compulsory police retirement ages differ by force: 60 in Queensland, 65 in Tasmania (voluntary from 55) and 67 in the Northern Territory (voluntary from 55). The AFP has no compulsory age, with retirement allowed from 55. We couldn't confirm a current age for NSW, Victoria, WA or SA. Super preservation age is 60.

Queensland

60

compulsory

Tasmania

65

voluntary from 55

Northern Territory

67

since 7 December 2023

AFP

None

may retire from 55

Contents +
  1. 1Retirement age by force
  2. 2Three ages that matter
  3. 3Queensland: 60
  4. 4Tasmania: 65
  5. 5Northern Territory: 67
  6. 6AFP: no compulsory age
  7. 7NSW, Victoria, WA and SA
  8. 8Retiring before 60
  9. 9Early retirement in defined benefit schemes
  10. 10Medical retirement is different
  11. 11A retirement planning timeline
  12. 12Coming back after you retire
  13. 13FAQs
  14. 14Sources

Police retirement age in every force

What each force's legislation says, as far as we could confirm it.

Australia has no single police retirement age. Each force sets its own through its police Act, and some have changed recently. Here's the position in all eight, with the forces we couldn't confirm clearly flagged.

Police retirement ages by force, October 2026

NSW Police

Compulsory age
None found unconfirmed
Voluntary / early
Not stated
Notes
No age-based compulsory retirement found in the Police Act 1990 (s94C covers retirement by notice). The historic rule was 60, not confirmed as current.

Victoria Police

Compulsory age
Not confirmed unconfirmed
Voluntary / early
Not confirmed
Notes
We could not confirm a compulsory retirement age from a primary source. ESSS lump sums are payable from 50.

QPS

Compulsory age
60
Voluntary / early
QSuper Police account: from 55
Notes
Compulsory retirement at 60 per our Queensland data (QSuper information); we haven't checked the section of the Police Service Administration Act ourselves.

WA Police

Compulsory age
Not confirmed unconfirmed
Voluntary / early
Not confirmed
Notes
No WA retirement age was verified.

SAPOL

Compulsory age
Not confirmed unconfirmed
Voluntary / early
Triple S access from 50 (reported)
Notes
No compulsory age verified. Triple S is reported to let police access super on retirement from 50.

Tasmania Police

Compulsory age
65
Voluntary / early
From 55
Notes
Police Service Act 2003 (Tas).

NT Police

Compulsory age
67
Voluntary / early
From 55
Notes
Police Administration Act s22(2), raised to 67 from 7 December 2023. The NTPFES recruiting FAQ still says 65, which is out of date.

AFP

Compulsory age
None
Voluntary / early
Minimum retiring age 55
Notes
No compulsory retirement age in the current AFP Act 1979; employees may retire any time after 55 (s31).

'unconfirmed' means we couldn't verify the current rule on a primary source. Your police association or force HR can confirm.

Four forces are clear. Queensland's compulsory age is 60, Tasmania's is 65, and the Northern Territory's is now 67. The AFP has no compulsory age at all. For NSW, Victoria, WA and SA, we couldn't confirm a current compulsory age from the legislation or an official statement, so we say so rather than repeat old numbers.

Lowest confirmed

60

Queensland

Highest confirmed

67

Northern Territory

Earliest voluntary

55

TAS, NT and AFP

Super preservation age

60

born after 30 June 1964

Three ages that matter, and why they're different

Officers often mix up three separate ages. Getting them straight is the first step in planning when you'll leave.

  1. 1

    Compulsory retirement age

    Set by your police Act

    The age at which your force's legislation says you must leave. It's set by the state or Commonwealth police Act, not by your super fund.

  2. 2

    Voluntary or minimum retirement age

    Set by your police Act or scheme

    The earliest age you can retire, as opposed to resign. In Tasmania, the NT and the AFP it's 55. Retiring rather than resigning can matter for scheme benefits.

  3. 3

    Preservation age

    Set by the Commonwealth

    The age you can generally get at accumulation super: 60 for everyone born after 30 June 1964. It's set by federal super law, not your force.

The gap between the second and third is where many plans fall down. You can retire from the AFP at 55, but if all your super is in PSSap accumulation, it stays locked until 60 unless you meet another condition of release. You'd need five years of other income.

Your police Act decides when you can leave. Federal super law decides when you can be paid.

Queensland Police: compulsory retirement at 60

Queensland officers must retire at 60. That's the lowest confirmed compulsory age of any Australian force, and it lines up neatly with preservation age: a Queensland officer retiring at 60 can access accumulation super straight away.

Our Queensland data takes the age from QSuper's police scheme information. We haven't checked the specific section of the Police Service Administration Act ourselves, so treat the legal reference as something to confirm with the Queensland Police Union or QPS HR if it matters to your plans.

18% employer super, but fewer years to earn it

Queensland's 18% employer rate is the highest of any force, but retiring at 60 means fewer years of contributions than an officer who can serve to 65 or 67. Run both scenarios in the police super calculator.

Members of the closed QSuper Police defined benefit account can take a reduced pension from 55; the factors are in the early retirement section below. See the Queensland force profile for pay and conditions.

Tasmania Police: compulsory at 65, voluntary from 55

Under the Police Service Act 2003, Tasmania Police officers must retire at 65 and may retire voluntarily from 55. The recruiting site makes the same point to applicants: you can apply from 17 and a half and must retire at 65.

The Act also deals with officers who can't continue for health reasons. The Commissioner may decide that an officer is unable to perform their duties because of mental illness, injury, illness, disease or general physical unfitness, may direct a medical examination, and the officer may retire with the Commissioner's written agreement. What that's worth financially depends on your super scheme and insurance.

Compulsory

65

Police Service Act 2003

Voluntary from

55

Super access

60

preservation age, accumulation

Tasmania's employer super rate for police isn't confirmed beyond the 12% Superannuation Guarantee, so check your fund statements. More in the Tasmania Police profile.

NT Police: 67, not 65

The Northern Territory raised its compulsory retirement age from 65 to 67. The change is in section 22(2) of the Police Administration Act, made by Act No. 31 of 2023, which commenced on 7 December 2023. Voluntary retirement is available from 55.

The recruiting FAQ is out of date

The NTPFES recruiting FAQ still says the retirement age is 65. The Act says 67. If you're planning around the date, go by the Act and confirm with the NT Police Association or NTPFES HR.

The Act also lets retired members be reappointed at a rank no higher than their last, but not if they're 67 or older. On medical grounds, the Commissioner may retire a member who is totally and permanently incapacitated, after considering the applicable super legislation. If a member isn't totally and permanently incapacitated but can't do their duties, the Commissioner must take reasonable steps such as alternative duties.

NT officers who joined before 10 August 1999 must keep contributing to CSS or NTGPASS, which have their own retirement rules. Later officers are in the fund of their choice. See the NT Police profile.

AFP: no compulsory retirement age, retire from 55

The current Australian Federal Police Act 1979 has no compulsory retirement age. Employees may retire at any time after the minimum retiring age of 55 (section 31). You'll still see the old "retire at 60" rule quoted online; it isn't current.

What no compulsory age gives you

  • ✓You choose when to go, health and role permitting
  • ✓More years of 15.4% employer super into PSSap
  • ✓Retire from 55 if you have other income to bridge to 60

What to plan for

  • ✕PSSap is preserved to 60 unless another condition of release applies
  • ✕Operational roles have fitness and medical standards regardless of age
  • ✕CSS and PSS members have their own scheme ages and factors

Invalidity retirement is separate. The Commissioner may retire an employee for physical or mental incapacity, with or without consent, under section 32, and non-consensual retirement is reviewable. CSS members below maximum retiring age and PSS or PSSap ordinary employer-sponsored members under 60 can't be retired on invalidity grounds unless CSC certifies. More on the AFP profile.

NSW, Victoria, WA and SA: what isn't confirmed

We'd rather tell you what we couldn't verify than repeat an old number.

For four forces, we couldn't confirm a current compulsory retirement age from the legislation or an official statement. Here's what we did find, and who can confirm the rest.

Retirement age: what's unconfirmed

NSW

What we found
No age-based compulsory retirement in the current Police Act 1990; s94C covers retirement or resignation by notice. The historic rule was 60.
Who can confirm
Police Association of NSW; NSWPF HR

Victoria

What we found
Not confirmed from a primary source. ESSS lump sums are payable from 50, and operational members leaving at 55 or over get a lump sum rather than a disability pension.
Who can confirm
The Police Association Victoria; ESSSuper

WA

What we found
Not verified.
Who can confirm
WA Police Union; WA Police Force HR

SA

What we found
Not verified. Triple S is reported to let police access super on retirement from 50.
Who can confirm
Police Association of SA; Super SA

If you serve in one of these forces and you're within a few years of a likely retirement date, ask for the rule in writing from HR and check it with your association. It's a short email that removes a big uncertainty from your planning.

Retiring before 60: bridging the gap to your super

Plenty of officers want to leave in their mid-fifties, after 30-plus years of shift work. The obstacle is usually money, not the police Act. Accumulation super is preserved until 60, so retiring at 55 means five years without access to it, unless your scheme says otherwise.

The gap between retiring and accessing accumulation super

50

Years to preservation age
10 years
Notes
ESSS lump sum (Vic) and Triple S for SA police (reported) can be paid from 50

55

Years to preservation age
5 years
Notes
Voluntary retirement from 55 in Tasmania, the NT and the AFP

57

Years to preservation age
3 years
Notes
Accumulation super still preserved unless another condition of release applies

60

Years to preservation age
None
Notes
Preservation age: retire and access accumulation super

General rules only. Defined benefit schemes and some state schemes have their own access ages.

Ways officers bridge the gap

  • ✓ Savings and investments outside super
  • ✓ A defined benefit lump sum or pension that's payable earlier under scheme rules
  • ✓ Long service leave and annual leave paid out on leaving
  • ✓ Part-time or civilian work after policing
  • ✓ A partner's income for those years

Once you reach 60, a transition-to-retirement income stream also lets you draw on super while still working. The full rules are in preservation age and access.

Free tool

Compare retiring at 55, 60 and 65

Run the projection at different retirement ages with your force's employer rate. The paid report adds a side-by-side table for every age from 55 to 67.

Open the super calculator →

Early retirement in police defined benefit schemes

The closed schemes reward staying to their normal age.

If you're in a closed defined benefit scheme, the scheme's own early-retirement rules usually matter more than your police Act. Retiring early generally means a smaller pension or lump sum.

QSuper Police account (Queensland, closed 1993)

The pension at 60 is your fortnightly final average salary times a service formula, capped at 75%. Retire between 55 and 59 and the pension is multiplied by (85 + 3 × (age − 55)) ÷ 100.

QSuper Police account early-retirement factor, calculated by us from the scheme rule

55

Share of full pension
85%
Calculation
Pension × 0.85

56

Share of full pension
88%
Calculation
Pension × 0.88

57

Share of full pension
91%
Calculation
Pension × 0.91

58

Share of full pension
94%
Calculation
Pension × 0.94

59

Share of full pension
97%
Calculation
Pension × 0.97

60

Share of full pension
100%
Calculation
Full formula pension

NSW Police Superannuation Scheme (closed 1988)

The maximum pension is 72.75% of salary after 30 years at 60 or over, or a maximum lump sum of 7.95 times salary. Early retirement at 55 gives up to a 58.20% pension or a 7.58 times lump sum, according to State Super's PSS fact sheet.

Victoria's ESSS

The ESSS lump sum is payable from age 50 (not on disability). Operational members who leave at 55 or over get a lump sum rather than a disability pension. Ask ESSSuper for an estimate at each age you're considering.

Medical retirement follows different rules

Retiring because of injury or illness isn't governed by the age rules above. Each force has its own process, and the money depends on your super scheme, insurance and, in some forces, a separate compensation scheme. WA, for example, pays a lump sum to officers medically retired for a work-related injury or illness under its 2021 compensation scheme.

Super law also has its own medical conditions of release, permanent incapacity and terminal illness, which can unlock super before 60. See police medical retirement for the national picture, and your force's guide below.

NSW NSW Police medical retirement How medical retirement works in NSW Police and what your scheme pays. VIC Victoria Police medical retirement How medical retirement works in Victoria Police and what your scheme pays. QLD QPS medical retirement How medical retirement works in QPS and what your scheme pays. WA WA Police medical retirement How medical retirement works in WA Police and what your scheme pays. SA SAPOL medical retirement How medical retirement works in SAPOL and what your scheme pays. TAS Tasmania Police medical retirement How medical retirement works in Tasmania Police and what your scheme pays. NT NT Police medical retirement How medical retirement works in NT Police and what your scheme pays. AFP AFP medical retirement How medical retirement works in AFP and what your scheme pays.

A retirement planning timeline for police

  1. 1

    10 years out

    Know the rules

    Confirm your scheme, your force's retirement age and your preservation age. Get your first benefit estimate.

  2. 2

    5 years out

    Build the plan

    Review salary sacrifice against the $32,500 cap, check insurance, and talk to a licensed adviser if your situation is complex.

  3. 3

    2 years out

    Final salary

    Check how final average salary is measured in a defined benefit scheme. Higher-paid duties in the last years can matter.

  4. 4

    12 months out

    Paperwork

    Ask HR for your leave balances and how they're paid out. Check notice periods and the paperwork for retiring, not resigning.

  5. 5

    On the day

    Leaving

    Confirm what insurance stops, update your binding nomination, and decide how to take your benefit: lump sum, pension or both.

Your fund can give you a benefit estimate, your association can confirm the rules for your force, and a licensed financial adviser can give you personal advice. This page is general information, not advice.

Coming back after you retire

Retiring from the police doesn't always mean leaving policing. Several forces actively bring back former officers.

Returning to policing after retirement

Victoria

Route back
Retired officers with at least 2 years' prior service (Australia, NZ or UK) are being recruited as reservists, paid $86,188 full time on the current table.

NSW

Route back
Former NSWPF officers with 3+ years' service who left less than 3 years ago can apply for reappointment, with a 12-month probation and a 3-year tenure.

Northern Territory

Route back
Retired members may be reappointed at a rank not above their last rank, but not if they're 67 or older.

Victoria's reservist recruitment figures come from a news report; check current openings with Victoria Police.

Coming back can affect a pension or super arrangement, so check with your scheme first. For civilian options, see careers after policing, and for everything in this series, the retiring hub.

Free email alerts

Know the day your force's retirement rules change

Retirement ages, early-retirement factors and super access rules do change, as the NT's move to 67 showed. We email you when a force or scheme changes the rules for retiring officers.

  • ✓Retirement age and police Act changes
  • ✓Super access and scheme rule updates

Sent by Police Pay Australia when there's news. Unsubscribe any time. See our privacy policy.

Frequently asked questions

What is the compulsory retirement age for police in Australia?

There isn't one national age. Queensland police retire at 60, Tasmania Police at 65 and NT Police at 67. The AFP has no compulsory retirement age. We couldn't confirm a current compulsory age for NSW, Victoria, WA or SA; NSW's historic rule was 60, but no such provision was found in the current Police Act 1990.

Can police retire at 55?

In several forces, yes. Tasmania Police and NT Police allow voluntary retirement from 55, and AFP employees may retire any time after the minimum retiring age of 55. But retiring at 55 doesn't unlock accumulation super, which is preserved until 60 unless your scheme has its own earlier access rules.

Is the NT Police retirement age 65 or 67?

It's 67. The Police Administration Act was amended by Act No. 31 of 2023, which commenced on 7 December 2023 and raised the compulsory age in s22(2) from 65 to 67. The NTPFES recruiting FAQ still says 65, which is out of date. Voluntary retirement is available from 55.

Does the AFP have a compulsory retirement age?

No. The current AFP Act 1979 has no compulsory retirement age. Employees may retire at any time after reaching the minimum retiring age of 55 under section 31. The older 'retire at 60' rule you may see quoted is no longer current.

Do NSW police have to retire at 60?

Not as far as we can find. No age-based compulsory retirement provision appears in the current Police Act 1990, where s94C covers retirement or resignation by notice. Retirement at 60 was the historic rule, but we haven't found an official statement confirming whether any age limit still applies. The Police Association of NSW can confirm.

Can I access my super when I retire from the police?

If you're 60 or older and retire, generally yes. Under 60, accumulation super stays preserved unless you meet another condition of release, such as permanent incapacity. Some police schemes are different: Victoria's ESSS lump sum is payable from 50, and SA police are reported to access Triple S on retirement from 50.

What happens if I retire early from a defined benefit scheme?

Most defined benefit schemes reduce the benefit if you retire before the scheme's normal age. In the closed QSuper Police account, a pension at 55 is 85% of the formula amount, rising 3 points a year to the full amount at 60. NSW PSS members can retire at 55 with up to a 58.20% pension instead of 72.75%.

Can retired police officers rejoin?

Often, yes. Victoria Police is recruiting retired officers with at least 2 years' prior service as reservists. NSW has a reappointment program for former officers who left less than 3 years ago, and the NT allows reappointment of retired members at a rank not above their last, but not at 67 or over.

Evidence

Sources and how we checked them

Every figure on this page comes from the sources below, read on 9 October 2026. Pay rates and rules change when new agreements are made, so check the source for the date you're reading this. Where we couldn't confirm something from an official source, the page says so instead of guessing. Spotted an error? Read our corrections policy.

  1. Police Service Act 2003 (Tas)
  2. Police Administration Act 1978 (NT), as in force at 6 December 2025
  3. Australian Federal Police Act 1979 (compilation 8 Nov 2025)
  4. QSuper Police Account Guide (issued 1 Jul 2026)
  5. Police Act 1990 (NSW), current version
  6. ESSSuper: ESSS Defined Benefit Fund PDS (issued 28 Feb 2025)
  7. State Super PSS Fact Sheet 1: Overview of the Police Superannuation Scheme (18 May 2026)
  8. NSW Police Force recruitment: Reappointment program
  9. ABC News: Victoria Police reservists, recruitment and crime (16 Aug 2026)
  10. ATO: Super withdrawal options — preservation age and access
  11. ATO: Common conditions of release — retirement, TTR, incapacity, terminal illness

Related guides

Retiring and super

More in this series

Retirement Super preservation age and access Preservation age 60, conditions of release, transition to retirement, medical early release and police schemes that pay from 50. Medical retirement Police medical retirement in Australia How medical retirement works in all 8 forces: the legal process, workers comp, disability pensions, TPD and income protection, tax, disputes and support. Medical retirement NSW Police medical retirement The Commissioner's process, EPSS top-ups for up to 10 years, the end of the TPD lump sum in 2024, and PSS hurt-on-duty pensions. Medical retirement Victoria Police medical retirement Section 67 ill-health retirement, the ESSS disability pension up to 70% of salary with worked examples, WorkCover make-up pay and the 55-59 fund. Medical retirement QLD Police medical retirement Section 8.3 of the PSAA, QSuper TPD and 87.75% income protection, the Police account disability pension, tax and disputes. Medical retirement WA Police medical retirement The Part IIC medical board process, the 2021 compensation scheme lump sum, current indexed caps, WAIRC appeals and support. Medical retirement SA Police medical retirement How SAPOL officers leave on medical grounds: the Police Act and Regulations, Super SA insurance, the closed pension scheme, Return to Work SA, disputes and support. Medical retirement Tasmania Police medical retirement Retiring from Tasmania Police on health grounds: Police Service Act ss 28-29, super and insurance, workers compensation, disputes and support. Medical retirement NT Police medical retirement Invalidity retirement under s 91 of the Police Administration Act, CSS and NTGPASS benefits, TPD in your own fund, Return to Work, disputes and support.
See every retiring and super guide →

General information, not advice. This guide explains published rules and rates. It doesn't consider your personal circumstances and isn't financial, legal, tax or credit advice. Confirm anything you rely on with your force, your police association, the ATO or a licensed professional.